About
Credit decisions built on real data, not vibes.
Credyx started as the answer to a frustration that anyone running a credit desk knows by heart: it's 2026 and finding out whether a foreign counterparty is real, solvent and clean of sanctions still takes days, several phone calls and at least one PDF you can't parse.
We connect directly to the official source — Companies House, SEC EDGAR, INSEE Sirene, KvK, Brønnøysund, PRH, ARES, Inforegister and 100+ more — compute the ratios your analyst would, and pass the result to a model that has been told, very firmly, not to invent numbers. What comes back is a score, a recommendation, a credit limit and a paper trail.
Principles
The non-negotiables.
No mock data, ever
If a registry can't return real numbers, we surface that as a clean 501 rather than inventing a figure. Credit decisions deserve real inputs.
Deterministic before intelligent
All financial ratios are computed in pure Python before the LLM sees them. The model interprets — it never does arithmetic.
Audit-ready by default
Every risk assessment is persisted forever. Every figure traces back to a registry document you can pull on demand.
Free sources first
We integrate against government and free aggregator data. Paid commercial sources are a Phase-2 choice, never a Phase-1 lock-in.
Underwrite your next deal in seconds.
Spin up an account in under a minute and run your first live registry lookup today. No card, no commercial-API paywall.
No credit card · 10 free reports · Cancel any time