Underwrite any company on the primary record.
Credyx resolves a business against 112 national registries, pulls its filed financials, and returns a deterministic risk assessment — every number sourced, every step auditable.
Sourced directly from official government registries
Built for credit teams
Every layer of the stack is real.
No mock data, no commercial paywalls. Government registries, deterministic math and a model that knows when to stay quiet.
Companies House, SEC EDGAR, INSEE Sirene, KvK and 100+ more in a single call. GLEIF is a universal fallback for everything else.
XBRL balance sheets, P&L and cash flow from SEC, EDINET, DART and ESEF — parsed into a normalised schema.
Current, quick, D/E, ROE, ROA and Altman-Z computed before the LLM sees a number.
5M+ entities, PEPs and watchlists. High-confidence hits force auto-REJECT.
BE KBO, UA YeDR, LV UR, IL CKAN dumps indexed nightly with fuzzy pg_trgm search.
Gemini scores 0-100 with structured reasoning, an APPROVE / REVIEW / REJECT call, and a recommended EUR limit.
How it works
Three steps from name to decision.
The boring path is the right path. Search, pull, score — no surprises in between.
Search
Type a company name or VAT / registry identifier.
- Fuzzy name match via pg_trgm
- Direct lookup by VAT / LEI / CIN
- Country auto-detection
Pull
We fetch registry data and filed financials directly from official sources.
- XBRL filings from SEC, EDINET, DART, ESEF
- Sanctions + PEP screening via OpenSanctions
- Cached 7d / 30d for repeat lookups
Score
Deterministic ratios plus AI synthesis return a credit decision.
- Score 0-100 with confidence band
- APPROVE / REVIEW / REJECT recommendation
- Recommended credit limit in EUR
Pricing
Start free. Scale when you're ready.
Every plan ships with the same live registry data — you pay for volume, not for access.
Free
Everything you need to try Credyx, free forever.
- 10 risk reports per month
- Live registry search
- Sanctions screening
- Community support
Starter
Live financials and PDF exports for small credit teams.
- 250 risk reports per month
- Filed financials & XBRL parsing
- PDF report export
- Email support
Pro
For teams running daily underwriting at volume.
- 2,500 risk reports per month
- API access with rotating keys
- Bulk batch processing
- Priority support + SLA
Need an Enterprise plan, on-prem deployment or custom volume? Talk to sales.
What teams say
Built with credit teams, for credit teams.
“We used to wait days for a third-party report on a Czech supplier. Credyx pulls the ARES filing in seconds and the ratios are computed exactly like our analysts do them.”
“The fact that the LLM never invents a number is what sold us. Every figure on the report traces back to a registry document we can pull on demand.”
“OpenSanctions integration caught two exposures our existing screener missed. The auto-REJECT before the model runs is exactly the workflow we wanted.”
“GLEIF fallback on long-tail jurisdictions is the killer feature. We onboarded a Mauritian counterparty last week without picking up the phone once.”
“I've replaced three tools with Credyx. Registry data, sanctions, financial ratios — all sourced, all auditable. My team finally trusts the output.”
FAQ
Questions, answered.
Underwrite your next deal in seconds.
Spin up an account in under a minute and run your first live registry lookup today. No card, no commercial-API paywall.
No credit card · 10 free reports · Cancel any time